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Do you have enough to retire early?

Published July 7, 2009, 7:46 am, Money via Yahoo! Finance

Question: I'm 63 and my employer has eliminated my health insurance and dramatically cut my pay. If I retire now, I'll get about $1,300 a month in Social Security, plus I can collect another $2,000 a month by investing my $310,000 in savings in an immediate annuity with lifetime payments.

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Can you retire now?

Published July 7, 2009, 1:15 am, CNN Money

Question: I'm 63 and my employer has eliminated my health insurance and dramatically cut my pay. If I retire now, I'll get about $1,300 a month in Social Security, plus I can collect another $2,000 a month by investing my $310,000 in savings in an immediate annuity with lifetime payments. All in all, I should have about the same income I have now. So I figure why work without health insurance ...

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Donations are win-win deal to heirs, charities

Published July 5, 2009, 3:14 am, Salem Statesman Journal

Charitable giving is a win-win estate planning strategy for charities and donors alike. In addition to the altruistic benefit, many charitable gifts bring tax relief for the donor. This column explores opportunities to make charitable giving part of any estate plan.

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